Rates effective as of November 19, 2024.
Checking Accounts
| Account Type |
Minimum Deposit to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
| Advantage Checking |
$50 |
N/A |
N/A |
N/A |
| Advantage Plus Checking |
$1,000 |
$1,000 |
0.02% |
0.02% |
| Smart Start Checking |
$50 |
N/A |
N/A |
N/A |
| Cash Back Checking |
$50 |
$1,000 |
0.02% |
0.02% |
Classic Money Market Account
| Rate Tier |
Minimum Deposit to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
| Tier 1 |
$1,000 |
$0.01 - $24,999.99 |
1.00% |
1.00% |
| Tier 2 |
$1,000 |
$25,000 - $99,999.99 |
1.00% |
1.00% |
| Tier 3 |
$1,000 |
$100,000 - $299,999.99 |
1.49% |
1.50% |
| Tier 4 |
$1,000
|
$300,000 - $499,999.99 |
1.49% |
1.50% |
| Tier 5 |
$1,000
|
$500,000 and over |
1.49% |
1.50% |
Savings Accounts
| Account Type |
Minimum Deposit to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
| Advantage Savings Tier 1 |
$100 |
$0.01 - $4,999.99 |
0.03% |
0.03% |
Advantage Savings Tier 2
|
$100 |
$5,000 and over |
0.03% |
0.03% |
| Ca$h Savings Club |
$10 |
$0.01 |
0.03%
|
0.03% |
Certificates of Deposit (CDs)
| Account Type |
Minimum Balance |
Interest Rate |
APY* |
| 7 Month SPECIAL |
$1,000 |
4.17% |
4.25% |
| 26 Month SPECIAL |
$1,000 |
3.45% |
3.51% |
| Flexible Add-On (6-12 month terms) |
$250 |
0.40% |
0.40% |
| 1 Year |
$1,000 |
0.60% |
0.60% |
| 2 Year |
$1,000 |
0.70% |
0.70% |
| 3 Year |
$1,000 |
1.05% |
1.06% |
| 4 Year |
$1,000 |
1.14% |
1.15% |
| 5 Year |
$1,000 |
1.24% |
1.25% |
Individual Retirement Account (IRA)
| Account Type |
Minimum Deposit to Open
|
Interest Rate |
APY*
|
| 7 Month SPECIAL |
$100 |
4.17% |
4.25% |
| 26 Month SPECIAL |
$100 |
3.45% |
3.51% |
| Fixed Rate 6 Month |
$100 |
0.75% |
0.75% |
Fixed Rate 1 Year
|
$100
|
1.00% |
1.00% |
Fixed Rate 2 Year
|
$100
|
1.09% |
1.10% |
Fixed Rate 3 Year
|
$100
|
1.39%
|
1.40% |
Fixed Rate 4 Year
|
$100
|
1.49% |
1.50% |
Health Savings Account (HSA)
| Rate Tier |
Minimum Deposit to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
| Tier 1 |
$100 |
$0.01 - $24,999.99 |
0.20% |
0.20% |
| Tier 2 |
$100 |
$25,000 - $99,999.99 |
1.00% |
1.00% |
| Tier 3 |
$100 |
$100,000 - $299,999.99 |
1.49% |
1.50% |
| Tier 4 |
$100 |
$300,000 - $499,999.99 |
1.49% |
1.50% |
| Tier 5 |
$100 |
$500,000 and over |
1.49% |
1.50% |
*APY = Annual Percentage Yield
Fees may reduce earnings.
Checking, Savings, Money Markets & HSAs:
- Rates may change at any time
CDs & IRAs:
- A penalty will be imposed for early withdrawal
- Rates are subject to change at maturity
